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HP 12CP Financial Calculator
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Free returns are available for the shipping address you chose. You can return the item for any reason in new and unused condition: no shipping charges
Learn more about free returns.- Go to your orders and start the return
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Return this item for free
Free returns are available for the shipping address you chose. You can return the item for any reason in new and unused condition: no shipping charges
Learn more about free returns.- Go to your orders and start the return
- Select the return method
- Ship it!
Return this item for free
Free returns are available for the shipping address you chose. You can return the item for any reason in new and unused condition: no shipping charges
Learn more about free returns.- Go to your orders and start the return
- Select the return method
- Ship it!
Purchase options and add-ons
Brand | HP |
Color | Black Face |
Calculator Type | Financial, Business |
Power Source | Battery Powered |
Screen Size | 2 |
About this item
- Efficient data entry using RPN
Frequently bought together
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From the manufacturer
HP 12C Platinum Financial Calculator
A time-tested performer, the HP 12c has an easy-to-use layout, one-line LCD display and efficient RPN data entry. Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, bonds and more. Over 120 built in functions.
Customizing Features
Keystroke programming Memory capacity: 399 steps.
Time and Date Management
Date arithmetic
The Time-Tested Performer
Business/Financial Features Statistical/Mathematical Features, Time and Date Management, and Customizing Features, Attractive one line x 10-character LCD display, Select business functions at your fingertips, Great mix of statistic, business and math functions, Read display results easily, even at an angle.
Business/Financial Features
TVM (loans, savings, and leasing) Amortization Bond and yield to maturity Cash flow analysis NPV, IRR Memory for up to 20 cash flows SL, DB, SOYD depreciation methods % change, % of total.
Compare with similar items
This Item HP 12CP Financial Calculator | Recommendations | dummy | dummy | dummy | dummy | |
Try again! Added to Cart | Try again! Added to Cart | Try again! Added to Cart | Try again! Added to Cart | Try again! Added to Cart | Try again! Added to Cart | |
Price | $41.99$41.99 | -32% $27.15$27.15 List: $39.99 | -13% $25.99$25.99 List: $29.99 | -9% $45.49$45.49 List: $49.99 | $49.00$49.00 | $36.98$36.98 |
Delivery | Get it as soon as Sunday, Mar 31 | Get it as soon as Sunday, Mar 31 | Get it as soon as Sunday, Mar 31 | Get it as soon as Sunday, Mar 31 | Get it as soon as Sunday, Mar 31 | Get it as soon as Sunday, Mar 31 |
Customer Ratings | ||||||
Easy to use | 4.5 | 4.0 | 4.3 | 4.2 | 4.1 | 4.1 |
Easy to learn | 4.3 | 4.1 | 4.1 | 4.3 | 4.2 | 4.2 |
Easy to read | 4.6 | — | 4.5 | 4.5 | 4.3 | 4.3 |
Value for money | 4.1 | 4.4 | — | — | 4.0 | 4.0 |
Sold By | The Tudak Store | Tec Purchase | Your Austin Store | HD Sales US | G.P.S. | Club Distributors |
power source | Battery Powered | Battery Powered | Battery Powered | Battery Powered | Battery Powered | Battery Powered |
battery quantity | 1 cr123a, 1 cr2, 2 c, 2 aaa, 2 lithium ion, 1 product specific | 2 cr2 | 2 cr2, 2 c | 1 lithium metal, 1 cr2032 | 2 c | 2 lithium metal, 1 cr123a, 3 lr44, 2 c, 1 cr2, 1 a, 2 aa, 2 aaa, 1 lithium ion, 1 product specific, 1 unknown, 3 9v |
display type | LCD | — | LCD | LCD | LCD | LCD |
material | Plastic | — | Plastic | Plastic | — | Plastic, Aluminum |
Product information
Product Dimensions | 6 x 3 x 1 inches |
---|---|
Item Weight | 5.6 ounces |
ASIN | B000FVNX2Q |
Item model number | HP12CPLAT |
Batteries | 1 CR123A batteries required. (included) |
Customer Reviews |
4.7 out of 5 stars |
Best Sellers Rank | #19,098 in Office Products (See Top 100 in Office Products) #8 in Financial & Business Office Calculators |
Is Discontinued By Manufacturer | No |
Date First Available | June 6, 2007 |
Manufacturer | hp |
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Looking for specific info?
What's in the box
Product Description
Product Description
HP 12c Platinum is a faster, enhanced version of the industry-leading 12c calculator designed for the financial professional who demands more. Enjoy both RPN and Algebraic modes of entry, keystroke programming with four times more memory for up to 400 steps and more-than 130 built-in functions. There are now advanced editing features like the new "Undo" and "Backspace" buttons. Plus six times faster speeds for calculating TVM, loan payments, interest rates, standard deviation and more. Work more efficiently with memory for up to 80 cash flows. Ideal for real estate, finance, accounting, economics and business work. The easy-to-use layout and stylish look with metal back plate suitable for engraving make it a welcome addition to any desktop or a great gift idea. Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam. You also get the reassurance of award-winning HP support available to you 24-hours a day, as well as an enhanced website with tutorials, educational resources and downloads.
Amazon.com
The HP 12C Platinum Edition is a fast and powerful calculator designed for educators, businessmen, or anyone who needs a reliable tool to handle mathematical and/or financial calculations. With a 400 step memory capacity, the 12C can handle even the most complex computations. For 25 years, the 12C has proven its reputation as the ultimate pocket-size calculator for financial use. The HP 12C Platinum is a faster, enhanced version of the industry-leading 12C, and is designed for the financial professional who demands more options. Its long battery life and small size make it easy to take with you anywhere, and its elegant black and silver design, and engravable metal plate on the back give it a modern, stylish appearance. The 12C Platinum is a powerful tool capable of handling the most complex and detailed analysis and problem solving. With over 130 built-in functions for business, finance, mathematics and statistics including date calculations, this calculator offers fast and reliable programming, finance, and statistical analysis options. With the 12C, you'll enjoy the flexibility of both RPN (Reverse Polish Notation) and algebraic modes of entry, the speed of its processor, and the increased memory capacity.
Precision Business and Finance Features
Ideal for real estate, finance, accounting, economics and business work, this calculator also helps you perform several key functions that allow you to make financial predictions, balance your budget, or calculate percentages of appreciation or depreciation for mortgages, loans, and savings accounts. Advanced editing features like the new "Undo" and "Backspace" buttons ensure precise calculations, while six times faster speeds for calculating TVM, loan payments, and interest rates help you gather and analyze important data in minutes. You can also pinpoint trends by performing cumulative statistical analysis, standard deviation, mean, weighted mean, and linear regression.
Memory For Up to 30 Cash Flows
The 12C offers several modes and an easy-to-use layout for a wide range of practical applications. For example, perform TVM (Time Value of Money) functions like calculating mortgage/loan payments. Or perform NPV (Net Present Value) and IRR (Internal Rate of Return) computations to help determine whether or not to undertake a particular investment project. With memory for up to 30 cash flows, it's a snap to manage a series of complex projects. For additional convenience, the 12C is also permitted for use on the CFP and CFA Certification Exams, and the GARP FRM Exam.
What's in the Box
12C financial calculator, battery, and user's manual.
Customer reviews
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For almost every calculation, the HP12c, once you learn to use RPN (contrast with algebraic for you guys who don't know what I'm talking about) is sooooo much more comfortable and, more importantly, much faster. If I want to calculate standard deviation, I can chain the entire equation out without stopping or storing a single value--in other words, I never have to say "okay, gotta write this value down (or store it) so I can call it back up later when I need to add it to the next value". I did this on a statistics test and I was the first one done. I got worried because everyone else was still working on problems, but guess what? I was the only student using the HP12c, because no one wants to learn a new system--people are intimidated by RPN. Don't be: it's awesome.
But on the other hand, the "worksheets" for the TIBAII are actually quite useful. HP12C doesn't have a default 30/360 setting for bonds (it can be programmed according to the manual in about 40 steps, which I'm still learning about). TIBAII has some conveniences like combination buttons and permutation buttons. But guess why? As I mentioned above, in the HP12c, you can chain those calculations without even thinking, so it doesn't need those buttons. TIBAII, with algebraic notation, benefits greatly from the added functions. So TIBAII appears to provide extra value that, frankly, is unnecessary if you use HP12c.
I could give more examples like these. The TIBAII's worksheets allow for fool-proof entry and give a few extra results that are "useful" [meaning, useful for the TIBAII, but HP12c users are doing them quickly from memory] (discounted payback, multiple IRR, NFV--i have the plus professional-- for example).
Who should use the HP12c? Well, from my experience, people who are good with numbers and want a device that keeps up with their computational instincts use the HP12c. As I mentioned before, you can chain together some seriously long computations in cool ways. If you are not that type of guy, it's not going to be that useful for you--the thing is, I would argue that the HP12c can turn you into that kind of guy. The possibilities, once the system is learned, are great.
The TIBAII is definitely a "safer" calculator. It is also more technologically advanced. The worksheets have value. They give you useful outputs (useful for the CFA, yes). But the HP12c user will tell you(rightly) that some of these are crutches that will result in you forgetting how to do the calculations (combinations, permutations).
Here's what I've done: I use the HP12c for everything I can, and I use the TIBAII for the 30/360 bond worksheet (and the discounted payback and a few other features that would save time on the CFA).
So my goal is to use the fastest always, and to always give priority to me KNOWING a calculation--not blindly relying on a button. HP12c is the overall winner, but the TIBAII has a minor role on my desk.
Buying both calculators is really not that big of an expense.
One final note: the layout of the HP12c is so much more fluid than TIBAII's lame scientific-calculator look. Every time I pick up the HP12c, I esthetically enjoy it. I have the platinum version, and man does it feel good.
Good with math? Need a tool that allows you to exress that? You need HP12c's RPN. Like the safety of support? Like extra features you don't have to know how to calculate yourself? Need the 4-5 things that TIBAII offers quickly (for the CFA, for example?)?: buy the TIBAII. Are you like me? Want the RPN but also need that 30/360 bond worksheet? Use HP12c 95% of the time, then pick up the cheaper-feeling, plastic-y, scientific-y TIBAII (which is, nonetheless, a good product).
One final thing: Once you learn RPN, you will be ruined for algebraic. The fact that I say that should tell you a lot. When I use algebraic on the TIBAII, I find myself thinking "what idiot would actually prefer this crap over RPN?" I know I shouldn't, but I now tend to assume people who are bad at math would naturally avoid RPN and the HP12c. Again, that's a very biased statement, but one that, even acknowledging it's biased, I still say.
Okay amigos, let the comments begin.
RPN must be learned, but is a very powerful calculator paradigm. There should be more competition for RPN calculators.
High quality, sturdy unit.
I have owned HP calculators since first produced in the 1980's starting with the HP80 and buying one of the first HP12c models. That one is still working although its rubber feet have been replaced but otherwise has worked fine with only two battery changes in 31 years. Several years ago bought a second of these for a second office and it too works fine. My daughter dropped her HP12c recently and so decided to give her my gold model and replace mine with the Platinum (although she may talk me into keeping mine and giving her this one!). The Platinum model comes with a nice case with place for business card, which is nice if lost and someone honest finds it! Also place to engrave your name on the back. Has the usual quick start formulas on the back too although I find with age those get harder and harder to read without magnifying glass. Takes two, easy to find, inexpensive CR2032 batteries which are very long lasting in the lithium form.
What impressed me most vs the gold models I have (more recent may be fast too) is just how fast the calculations are done. Having an undo and back button will be handy and while understand their including both RPN and Algebraic entry form anyone who has gotten used to RPN not likely to go back.
Comes with a quick start guide and a user manual in pdf form. Usually do not like those but found this one loaded quickly on computer and should be relatively easy to use. Fortunately still have my manuals for when they put them out in paper form. But for formulas you use infrequently but are complicated having in pdf and ability to print out those formulas could be extremely handy, better than having the complete user manual. Can always laminate them or put in plastic sleeves in notebook for ones you use a great deal. Companies put out this way to save paper and money but in this case it might actually be an improvement!
It is amazing that in this world of technological change that this calculator has changed so little since its introduction 31 years ago. I cannot think of another technological product that has survived this long. True it is faster now but otherwise its functionality remains the same. Easy to recommend for anyone that has need for a top of the line financial calculator. And over the years the price has dropped too. Have noted some have questioned the quality but so far have seen nothing that indicates to me that this is a problem. Should I find that to be the case I will come back and revise this review.
Top reviews from other countries
Reviewed in Brazil on December 10, 2023
Reviewed in Canada on November 20, 2020