The 10 Best Financial Calculators

Financial Calculators example

Financial Calculators

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Electronics > Consumer Electronics
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To help you find the perfect financial calculator, our team is putting in a lot of effort to gather information and to present it in a neatly arranged way.
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Published by grex on August 9, 2018.
Our Picks
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Calculated Industries 3430 icon Calculated Industries ...
Casio FC-200V icon Casio FC-200V
Sharp EL-738C icon Sharp EL-738C
Victor V12 icon Victor V12

Our Picks in Detail

Beside our list of financial calculator alternatives, we provide you with a small list of our favorite 8 hand picked financial calculators.
If you have any questions regarding an item, please refer to our comments section for this article.
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Our first pick: The from HP
Calculated Industries 3430 image

Calculated Industries 3430

Our second pick: The Calculated Industries 3430 from Calculated Industries
Casio FC-200V image

Casio FC-200V

Our third pick: The Casio FC-200V from Casio
Sharp EL-738C image

Sharp EL-738C

Our fourth pick: The Sharp EL-738C from Sharp
Victor V12 image

Victor V12

Our fifth pick: The Victor V12 from Victor
Victor 1260-3 image

Victor 1260-3

Our sixth pick: The Victor 1260-3 from Victor
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Our seventh pick: The from HP
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Our eighth pick: The from HP

* Last update of prices was on 2019-01-20 09:38:09 via PA API. Prices or conditions may have changed in the meantime.

10 Best Financial Calculator Alternatives

HP Hewlett Packard HP 10bII Calculator image
Top Pick

HP 10bII Financial Calculator

  • Over 100 built-in functions
  • Algebraic data entry
  • Intuitive keyboard layout with easy-to-read labels
Texas InstrumentsS Texas Instruments BA II Plus Calculator image

Texas Instruments BA II Plus Financial Calculator 3 ...

  • Performs common math as well as various financial functions
Calculated Industries Calculated Industries 3405 Real Estate Master IIIX Real Estate Finance Calculator image

Calculated Industries 3405 Real Estate Master IIIX R...

  • Financial calculator designed for real estate and mortgage professionals lr44 ...
  • Complete taxes and insurance for piti payments; automatic sales price and do...
  • Plastic back aluminum front soft rubbed buttons
Texas Instruments Texas Instruments TI BA II Plus Professional Calculator image

Texas Instruments TI BA II Plus Professional Financi...

  • Texas Instruments Primary Financial Calculator with cf npv pv fv pmt amort,p...
  • Can BE used for cfp cfa cpa exams
  • Easy use with hard case and cover
HEWLETT PACKARD HP 12C Platinum Calculator image

HP 12C Platinum Calculator

  • Rpn and algebraic data entry
  • Simple easy-to-read 1-line-by-10-character display
  • Over 130 built-in business financial statistical and math functions
Texas Instruments Advanced Calculator image

(Texas Instruments) Advanced Financial Calculator (B...

  • Texas Instruments ba-ii Plus Adv Financial Calculator (baiiplus)
Texas Instruments Texas Instruments BAIIPLUS BAIIPlus Calculator image

Texas Instruments BAIIPLUS BAIIPlus Financial Calcul...

  • Baii Plus Financial Calculator 10-Digit lcd
HP HP 12CP Calculator image

HP 12CP Financial Calculator

  • High Quality and Durable f2231aa#aba 2073274
  • Portable Design
  • Energy Star Certified
Texas Instruments Texas Instruments BA II Plus Professional Calculator image

Texas Instruments BA II Plus Professional Financial ...

  • Solves time-value-of-money calculations such as annuities mortgages leases savi...
  • Performs cash-flow analysis for up to 32 uneven cash flows with up to 4-di...
  • Calculates various financial functions: Net Future Value Net present Value Mo...
HP HP 10bII+ Calculator image

HP 10bII+ Financial Calculator (NW239AA) Pack of 2

  • This Photo4Less Top Value Accessories Kit includes: HP 10bII Financial Calcul...
  • The HP 10bII is the smart choice for business and finance needs
  • Easily calculate loan payments interest rates and conversions standard deviati...
* Last update of prices was on 2019-01-20 09:38:09 via PA API. Prices or conditions may have changed in the meantime.

Financial Calculator Buying Guide

Financial calculators can come in handy for just about anyone, but they're most useful for college students and professionals who work in the finance sector. This electronic device helps people calculate mortgage payments, taxes, profit margins, interest income and much more. However, the usefulness of a calculator varies greatly depending on the specific model's design and features.
Functions

Some basic units can only perform a few specialized financial tasks in addition to standard calculations. On the other hand, sophisticated models often have 100, 120 or over 200 functions. They handle math problems ranging from depreciation to internal rate of return. More functions boost a device's versatility as well as its complexity and cost.

Notation

Most financial calculators will only allow you to enter equations algebraically. However, a few units accept reverse Polish notation. Some people find it faster and easier to use RPN. If you don't plan to perform advanced calculations, there's no need to worry about notation methods.

Ease-of-Use

Certain models are comparatively simple to operate. Some brands prioritize beginners when they design buttons, interfaces and instruction manuals. If you've never used a financial calculator, try to select a product that includes toll-free technical support and detailed directions.

Screen Size

Most of these devices can show 10 or 12 digits at a time. Choose a 12-digit model if you plan on entering any numbers that include precise fractions or exceed 9.99 billion. Look at the dimensions of the screen as well. Bigger digits enhance readability, especially if the unit also features a contrast control.

Some models have the ability to simultaneously display two, three or four lines. This makes it easier to type in lengthy formulas and review information that you previously entered. The only major drawback is decreased portability due to the unit's larger size.

Printing

Few financial calculators offer built-in printers or external printer ports. Nonetheless, this hardware proves useful when you want to keep a record of your calculations without taking the time to write them down. Units with integrated printers usually feature lighted screens, don't provide many specialized functions and have bulky designs.

Carrying Case

If you plan on bringing your calculator to classrooms, multiple offices or clients' homes, find a model that comes with a case. A soft fabric pouch can minimize scratching, but hard cases are more likely to prevent impact damage.

Digital Clock

Some calculators keep track of the current time and date. You will probably only find this feature on a few high-end models. If desired, the built-in clock can sound an alarm at a specific time. This convenient function may slightly increase power consumption.

Power Source

Most financial calculators run on AAA, LR44, CR2032 or CR2 batteries. To conserve energy, many units automatically turn off after a period of inactivity. Some models feature tiny solar panels, and printing calculators typically have AC electrical cords.

Guarantees

Even if you need to pay for shipping, the limited size and weight of a calculator makes it relatively easy to take advantage of a warranty. Many manufacturers guarantee these devices for one or two years, and it's not uncommon for retailers to sell additional coverage.

Recommendations

If you search the web for financial calculators, you'll find dozens of products to compare. Many models probably wouldn't suit your needs, skills or preferences. You may save time and narrow down the choices by looking at these popular, competitively priced products.

Do you seek an inexpensive, simple unit that you can quickly learn to operate? If so, check out the Canon FN600. It costs around $12, and customers rate it 3.7 stars on average. This 12-digit model converts currencies, calculates loan payments and adds up earnings from interest.

If you're looking for a sophisticated yet affordable calculator, consider the Victor V12. It sells for less than $20 and receives numerous positive reviews. Among other things, you can enter equations using RPN, find an internal rate of return or perform bond calculations. The V12 runs on AAA batteries.

Casio's FC-200V provides an appealing option if you want a large display and long battery life. The American-made unit boasts a four-line screen and runs on solar or battery energy. This mid-priced model handles amortization, depreciation, appraisal and margin calculations.

Look at the HP 10bII+ when you desire a highly rated calculator with impressive capabilities. It performs more than 100 functions; they pertain to things like cash flow, standard deviation and interest. The 10bII+ costs approximately $25. It has a contrast control and draws power from a pair of CR2 batteries.

If your career involves real estate or home loans, the Calculated Industries 3430 Qualifier Plus IIIFX could offer the best solution. It has many functions that relate to mortgage insurance, adjustable rates, balloon payments and closing dates. The manufacturer guarantees this product for 12 months.

Would you like to buy a full-featured unit that expedites the learning stage? The HP 12C comes with a particularly helpful and detailed instruction manual. Quick reference information appears on the calculator's base. This model features RPN, over 120 functions, a 10-digit screen and retro styling. It also comes with phone-based support and a 12-month guarantee.

If you're able to spend the extra cash on a calculator that does almost everything, look no further than the HP 17bII+. This unit boasts more than 250 financial functions. You can choose between algebraic and RPN equation entry modes. The 17bII+ also provides an appointment calendar and clock. However, it will cost you nearly $90.

Before making a purchase, be sure to carefully examine the requirements of any classes or tests that you intend to take. There's no need to buy a high-end unit unless you plan to major in finance or engage in work that demands particularly advanced calculations. Extra functions will only complicate the learning process if you don't really need them.
Important Facts
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More Research on Financial Calculators

New: our editorial list of additional articles. We decided to gather informartion all around the internet and present you a list of helpful, external links to interesting reads about Financial Calculator reviews, pros & cons and similar products.
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