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The Best Financial Calculators

Updated March 23, 2019

To help you find the perfect financial calculator, we continuously put forth the effort to update and expand our list of recommendable financial calculators. Our team collects, edits and publishes new information, in order to present it to you in an accurate, significant and neatly arranged way.

Our Picks

Runner-ups: 7 Best Financial Calculator Alternatives

HP HP 10bll Calculator image

HP 10bll Calculator

  • 100 functions including all the standatd finanacial & statistical...
  • Simple algebraic data entry
  • Intuitive keyboard layout with wasy-to-read labels
Texas Instruments Advanced Calculator image

Advanced Calculator

  • Texas Instruments ba-ii Plus Adv Financial Calculator (baiiplus)
Texas Instruments Texas Instruments BA II Plus Professional Calculator image

Texas Instruments BA II Plus Professional Calculator

  • Solves time-value-of-money calculations such as annuities mortgages le...
  • Performs cash-flow analysis for up to 32 uneven cash flows with up...
  • Calculates various financial functions: Net Future Value Net present ...
HP HP 12CP Calculator image

HP 12CP Calculator

  • High Quality and Durable f2231aa#aba 2073274
  • Portable Design
  • Energy Star Certified
Texas Instruments Texas Instruments BAIIPLUS BAIIPlus Calculator image

Texas Instruments BAIIPLUS BAIIPlus Calculator

  • Baii Plus Financial Calculator 10-Digit lcd
* Last update of prices was on 2019-03-23 08:11:24 via PA API. Prices or conditions may have changed in the meantime.

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Buying Guide for Financial Calculators

Financial calculators can come in handy for just about anyone, but they're most useful for college students and professionals who work in the finance sector. This electronic device helps people calculate mortgage payments, taxes, profit margins, interest income and much more. However, the usefulness of a calculator varies greatly depending on the specific model's design and features.
Functions

Some basic units can only perform a few specialized financial tasks in addition to standard calculations. On the other hand, sophisticated models often have 100, 120 or over 200 functions. They handle math problems ranging from depreciation to internal rate of return. More functions boost a device's versatility as well as its complexity and cost.

Notation

Most financial calculators will only allow you to enter equations algebraically. However, a few units accept reverse Polish notation. Some people find it faster and easier to use RPN. If you don't plan to perform advanced calculations, there's no need to worry about notation methods.

Ease-of-Use

Certain models are comparatively simple to operate. Some brands prioritize beginners when they design buttons, interfaces and instruction manuals. If you've never used a financial calculator, try to select a product that includes toll-free technical support and detailed directions.

Screen Size

Most of these devices can show 10 or 12 digits at a time. Choose a 12-digit model if you plan on entering any numbers that include precise fractions or exceed 9.99 billion. Look at the dimensions of the screen as well. Bigger digits enhance readability, especially if the unit also features a contrast control.

Some models have the ability to simultaneously display two, three or four lines. This makes it easier to type in lengthy formulas and review information that you previously entered. The only major drawback is decreased portability due to the unit's larger size.

Printing

Few financial calculators offer built-in printers or external printer ports. Nonetheless, this hardware proves useful when you want to keep a record of your calculations without taking the time to write them down. Units with integrated printers usually feature lighted screens, don't provide many specialized functions and have bulky designs.

Carrying Case

If you plan on bringing your calculator to classrooms, multiple offices or clients' homes, find a model that comes with a case. A soft fabric pouch can minimize scratching, but hard cases are more likely to prevent impact damage.

Digital Clock

Some calculators keep track of the current time and date. You will probably only find this feature on a few high-end models. If desired, the built-in clock can sound an alarm at a specific time. This convenient function may slightly increase power consumption.

Power Source

Most financial calculators run on AAA, LR44, CR2032 or CR2 batteries. To conserve energy, many units automatically turn off after a period of inactivity. Some models feature tiny solar panels, and printing calculators typically have AC electrical cords.

Guarantees

Even if you need to pay for shipping, the limited size and weight of a calculator makes it relatively easy to take advantage of a warranty. Many manufacturers guarantee these devices for one or two years, and it's not uncommon for retailers to sell additional coverage.

Recommendations

If you search the web for financial calculators, you'll find dozens of products to compare. Many models probably wouldn't suit your needs, skills or preferences. You may save time and narrow down the choices by looking at these popular, competitively priced products.

Do you seek an inexpensive, simple unit that you can quickly learn to operate? If so, check out the Canon FN600. It costs around $12, and customers rate it 3.7 stars on average. This 12-digit model converts currencies, calculates loan payments and adds up earnings from interest.

If you're looking for a sophisticated yet affordable calculator, consider the Victor V12. It sells for less than $20 and receives numerous positive reviews. Among other things, you can enter equations using RPN, find an internal rate of return or perform bond calculations. The V12 runs on AAA batteries.

Casio's FC-200V provides an appealing option if you want a large display and long battery life. The American-made unit boasts a four-line screen and runs on solar or battery energy. This mid-priced model handles amortization, depreciation, appraisal and margin calculations.

Look at the HP 10bII+ when you desire a highly rated calculator with impressive capabilities. It performs more than 100 functions; they pertain to things like cash flow, standard deviation and interest. The 10bII+ costs approximately $25. It has a contrast control and draws power from a pair of CR2 batteries.

If your career involves real estate or home loans, the Calculated Industries 3430 Qualifier Plus IIIFX could offer the best solution. It has many functions that relate to mortgage insurance, adjustable rates, balloon payments and closing dates. The manufacturer guarantees this product for 12 months.

Would you like to buy a full-featured unit that expedites the learning stage? The HP 12C comes with a particularly helpful and detailed instruction manual. Quick reference information appears on the calculator's base. This model features RPN, over 120 functions, a 10-digit screen and retro styling. It also comes with phone-based support and a 12-month guarantee.

If you're able to spend the extra cash on a calculator that does almost everything, look no further than the HP 17bII+. This unit boasts more than 250 financial functions. You can choose between algebraic and RPN equation entry modes. The 17bII+ also provides an appointment calendar and clock. However, it will cost you nearly $90.

Before making a purchase, be sure to carefully examine the requirements of any classes or tests that you intend to take. There's no need to buy a high-end unit unless you plan to major in finance or engage in work that demands particularly advanced calculations. Extra functions will only complicate the learning process if you don't really need them.
Calculated Industries 3405 Real Estate Master IIIX Real Estate Finance Calculator

Top Rated Financial Calculators

If you're looking into finding the best rated financial calculator, you should probable check out the Calculated Industries 3405 Real Estate Master IIIX Real Estate Finance Calculator. We looked at various sources of reviews and found this one to have the best mix between review count and average rating stars.

Lowest Price

Often, going for the best price is a simple but good option. With a price of $29.99 (last checked on March 23, 2019), we do not list any other financial calculator cheaper than the Calculated Industries 3405 Real Estate Master IIIX Real Estate Finance Calculator. Just remember that it's not always the best option to go for the cheapest one.

The Financial Calculator with the Most Reviews

With at least 161 reviews and counting, the Calculated Industries 3405 Real Estate Master IIIX Real Estate Finance Calculator might be another option to consider. This large amount of reviews signalizes that many people are using it, with most of them beeing satisfied.

Texas Instruments TI15TK Calculator

High Class

It's quite rare that the saying "You get what you pay for" turns out incorrect. If you have the money on the sideline, feel free to choose the most expensive item from our list: The Texas Instruments TI15TK Calculator currently sells for $156.21.

Most Clicked Financial Calculator

If you trust us and our users, feel free to check out the Texas Instruments TI15TK Calculator. Our statistics say that it is the most favorite Financial Calculator from the list above.

Bestseller

If you're still undecided, I would recommend that you go with the masses and choose the top selling financial calculator: The Texas Instruments TI15TK Calculator for currently $156.21 on Amazon (last checked on March 23, 2019).

That's it for now, please remember that this list is updated on a regular basis.

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Further Reading on Financial Calculators

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Do Your Own Research

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Wikipedia Article for Financial Calculator

In a financial calculator, a graphic representation function is provided, and financial values desired for an operator are calculated based upon various input financial data. Also, both the entered data and calculated values are displayed as a graphic representation. In the …

A financial calculator executes calculations on amortization of a loan, and depreciation, and calculation results are displayed on a display unit as a graphic representation in view of time lapses. To confirm the calculation results, the resultant values are displayed and also the …

In a financial calculator, a graphic representation function is provided, and financial values desired for an operator are calculated based upon various input financial data. Also, both the entered data and calculated values are displayed as a graphic representation. In the …

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